What if you got your financial advice from F.R.I.E.N.D.S?

What if you got your financial advice from F.R.I.E.N.D.S?

Ah, Friends! We all love this popular T.V sitcom even though it’s over two decades old now. The show still airs on the television and every time we get the chance, we end up watching our favourite episodes all over again, just to experience the pure joy that came with watching these characters navigate their lives.

What is you were to ask each character for financial advice? Here’s what you’d get!

1. Ross

“Only by achieving true Unagi can you be prepared for any danger that might befall you.” – Ross


Ross was all about practicality and playing things safe. If you were to ask him how to grow your funds, he would probably suggest life insurance. Life insurance provides a high cover along with low, affordable premiums, making them investment options that practically anyone can look into.

2. Joey

“I mean, what’s not to like? Custard, good. Jam, good. Meat, good!” – Joey


Let’s face it, Joey pushing forty is the picture of bad health. The man that finished an entire Thanksgiving turkey in one day, and is popularly known for not sharing his food, is a man that probably didn’t go to the gym that often. So if you ask Joey about the financial product you should be investing in, his answer will probably be health insurance. He’s still going to stuff his face with food, but at least he’ll have the funds to pay for health care!

3. Rachel

“You’re a shoe! You’re a shoe! You’re a shoe!” Well, what if I don’t want to be a shoe? What if I wanna be a purse or a hat?” – Rachel


Rachel showed the most growth as a character. She started off as a clueless spoilt girl in a big city and ended up as a savvy professional who was also a single mother. Wow! So, if you would ask Rachel about the financial product you should get, she’d advice you to get an insurance that is flexible and grows with you. After all, who understands better than her that your needs can change and you need to be able to account for them.

4. Monica

“Now, I need you to be careful and efficient. And remember: If I am harsh with you, it’s only because you’re doing it wrong.” – Monica


Can you imagine Monica handing over the control of her finances to someone else? Hell no! This is a woman who has a designated ribbon drawer, after all. Monica would tell you to invest in a policy where you can exercise as much control as you want over where the funds are invested and in what ratio. In that sense, a ULIP would suit you the most as the funds are divided between equity and debt and you can use how you want to invest them!

5. Chandler

“I’m not great at the advice. Can I interest you in a sarcastic comment?” – Chandler

Remember when Chandler told Monica how much money he had saved up and she squealed that it was enough for Wedding Scenario A (which was her dream wedding)? Yeah, Chandler had a ULIP. ULIPs allow you to save money over specific terms and have a pretty high cover. Chandler probably invested in a ULIP and withdrew the money when it was time for the wedding.

6. Phoebe

“I just have this really strong feeling that this cat is my mother.” – Phoebe

There are lots of fan theories about Phoebe actually being the smartest of all the friends. So she probably has life insurance, ULIP, and health insurance. Then again, she probably has all her money stuffed in a cardboard box and hanging upside down in a dungeon. You never know.

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