So you’re in your 30s and run your own business- your second love after your family. To reach where you are, you’ve needed a combination of business acumen, the ability to take measured risks, and a keen sense of financing. Thus, if you’re already armed with these traits, picking a life insurance policy that’s ideal for you should be a no-brainer! But of course this comes with the added disclaimer of being armed with the right information!
On that note, here are 5 CRITICAL things you probably don’t know about HDFC Click 2 Protect 3D.
1. It protects you from all major eventualities
Life’s unpredictability doesn’t just translate into sudden deaths. You can also be faced with disabilities and disease that can hamper your ability to earn and take care of your family (er not to be too much of a wet blanket of course!). With the HDFC Click 2 Protect 3D plan, you are protected against death, disability, and disease. This means that you can promise to be there for your family no matter what, and you’ll never have to take your word back.
2. It grows as you grow
As a businessman, you’re never truly satisfied with where you are and what you are doing. The ultimate goal is to make sure that your business expands sustainably and your bank balance continues to grow. However, as your spending power grows, the needs of your family begin to evolve until certain lifestyle changes become the norm. When you are gone, or no longer able to earn as much as you did, the biggest challenge for your family apart from coping with the emotional setback of your loss will be to begin cutting down on their standard of living. Being able to ensure that they can continue to live the lives they want is important, which is why you need a policy that can keep up with you like HDFC Click 2 Protect 3D. Its Life Stage Protection feature increases the cover when you hit certain milestones in life, so that your family never has to compromise on anything.
3. It offers good tax benefits
As a businessman in his 30s, saving money and cutting down on expenses is probably right at the forefront of your decision making. One of the ways that you can save some money is by cutting down on the tax that you have to pay every month. Investing in HDFC Click 2 Protect 3D means you can enjoy great tax benefits. Of course, these benefits function as per the prevailing laws, but saving on your taxes bit by bit can go a long way.
4. It protects the one you love
As men, we’re fine tuned to display our protective side when it comes to the women we love. No matter how independent they may be, they’re still a large part of our life and happiness, and being able to ensure their happiness is the least we can do. HDFC Click 2 Protect 3D offers special premium rates for female lives so if you are using this insurance policy for your whole family, you can rest assured that the protection you use to shield them from the world is still intact even after you’re gone.
5. It is affordable
Anything that offers so many great options has to be wildly expensive right? Wrong! HDFC Click 2 protect 3D is a life insurance policy that is affordable and ideal for the income bracket of 15-25 lakhs. You can choose your premium amount as per your convenience. Moreover, policy offers the flexibility to increase your cover through its top up option so you can start at a lower premium that’s affordable and increase it as you continue to earn more and more.
HDFC Click 2 Protect 3D is an ideal insurance policy and is a great way to show them all how much you care about them and their futures. Bring your family continual joy and prosperity with the HDFC Click 2 Protect 3D policy.